The Best Healthcare Plan Shopping Hack

Get Enrollment Expert Help Free

Thousands of people have discovered that shopping for health insurance in South Carolina is easy if you start with the experts at David Lowe Insurance. For 40 years they have been providing excellence to insurance shoppers statewide. Their state of the art technology allows you to receive your instant personalized quote and be enrolled in as little as five minutes. Matching your healthcare needs to the right plan that fits your budget is what they excel in.

Free Healthcare Plans, are they any good?

Plans can include low doctor co-pays, prescription co-pays and rates as low as $0 (FREE if you qualify). Free wellness checkups with routine lab tests are included in every plan. Some plans will even allow you to save money in your own tax deductable health savings account (HSA). If you already have a plan, we will help you transfer your coverage to David Lowe Insurance so you can begin enjoying all the expert service you already paying for but not receiving.

The Best Insurance Company

Blue Cross Blue Shield of South Carolina is the only company offering health plans statewide. They offer 24 plans to choose from. BlueCross and BlueShield is accepted by more doctors and hospitals than any other healthcare plan in South Carolina. David Lowe Insurance is the largest agency specializing in individual health insurance in the area and authorized to represent BCBS.

Open Enrollment

Every year individuals and families can shop for their medical insurance during open enrollment which runs from November 1 through December 15th. Health care plans take effect on January 1. Some people go to Healthcare.gov or the Marketplace to find affordable health care plans. Some people use local navigators for enrolment help. Smart shoppers realize that local insurance agents can offer the exact same plans for the same price with the added value of expert professional help in choosing plans. Only certified licensed agents offer this valuable service, not the Marketplace or navigators.

Trump Care or Obama Care

The affordable care act (ACA) sometimes called ObamaCare or Obama Care are all terms used to describe the original 2010 law that changed healthcare. Some people call recent revisions to the program TrumpCare or Trump Care. Starting in 2019, President Trump eliminated the unpopular individual mandate tax penalty for not having health insurance.

Special Enrollment Periods

Special Enrollment is a time outside the yearly Open Enrollment Period when you can sign up for health insurance. You may qualify if you’ve had certain life events, including losing health coverage, moving, getting married, having a baby, gaining a dependent, had a death, divorce, denied Medicaid, gained citizenship, released from incarceration, detention, jail, or prison, experienced a hardship or natural disaster such as a hurricane. Generally you are allowed up to 60 days following the event to enroll in a plan. If you wait too long you will have to wait until open enrollment.

Contact numbers:

David Lowe Insurance 843-667-1315 (expert free help) Health Insurance Marketplace 800-318-2596 (you may be sorry you called) Office Phone: 843-206-0886

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